Courtesy of Stephanie Altorfer-Prusia - Envoy Mortgage NMLS 1293294 Corp NMLS 6666
1. Apply: run credit and provide financial info and
A. If everything looks good you'll get approved on an amount based on debt to income
B. If you you don't qualify yet I will help you with resources to get credit cleaned up or debt to income down for an approval.
*There are lots of programs available!!
2. After you're approved you shop and find a house you love in your budget and make an offer (I can provide realtor referrals an hopefully match up people that will get along nicely)
3. Once you find a house and financials are current, I submit the file to processing. (Processing may need more clarification and the buyer will probably need to provide a few more things)
4. File goes to underwriting as long as they feel it is an acceptable loan it will be approved and your house will close
5. We go and sign papers and you get keys!!
"I am so excited to be at Envoy!" Stephanie writes. "Shorter turn times, more loan products available, lower requirements to get approved!" Give me a call and let's chat about what I can do for you to get you into a new home!! 208-515-5044
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